The retirement planning community has known for a long time  that women tend to think differently from men about retirement.  While they may share the same retirement aspirations as men, they have more anxiety about it.  


A new world-wide study spanning 16,000 respondents in 15 countries  by AGEON, sheds new statistics about their retirement hopes and fears, and expectations:  

  • 24% of women associate the word “retirement” with “insecurity”
  • 18% associate retirement with “poverty”
  • 20% believe they are on track to achieve  their required retirement income
  • 54% expect their partner will be a very important source of retirement income
  • 36% expect their partner will be important as a backup plan if they can't work anymore
  • 58% expect some form of work after retirement. 


"Today's women are better educated and more likely to find paid employment", says Marc van Weede, Head of Strategy and Sustainability at Aegon. "As a result, women are in a better starting position to save for their retirement than previous generations. However, women are still faced with major obstacles in their career. "It is fair to say that the responsibilities of family life often still fall primarily on women, which makes it difficult for them to adequately prepare for their retirement."


This was a world-wide survey. More specifically, how prepared are American women?   According to the AGEON Retirement Readiness Index American women scored a 5.8 out of a possible 10.  Canadians scored a 5.9.  Surprisingly, Indian women were among the highest, with a score of 6.9.  Japan was among the lowest at 4.4.   




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