About Us
At Confident Retirement Journey, we guide individuals and couples toward financial independence and security in retirement. Founded in 2012, our firm specializes in comprehensive retirement planning tailored to each client’s unique circumstances, goals, and aspirations.
Our Mission
We empower clients to navigate the complexities of retirement planning with confidence. Through personalized guidance, education, and strategic financial management, we help transform retirement uncertainty into clarity and assurance.
Our Story
Confident Retirement Journey began when our founder, Elizabeth Winters, CFP®, recognized a critical gap in retirement planning services. After 15 years in traditional financial services, Elizabeth observed that most firms either offered generic retirement advice or focused exclusively on high-net-worth individuals.
In response, she established a practice dedicated to providing sophisticated, personalized retirement planning accessible to a broader range of clients. Starting with a small team of three advisors, we have grown to a staff of 22 professionals serving over 1,200 clients nationwide.
Our Approach: The Four Pillars of Retirement Confidence
Our methodology centers on four essential elements that form the foundation of a secure retirement:
- Income Planning: We develop strategies to create reliable income streams that sustain your desired lifestyle throughout retirement.
- Investment Management: Our evidence-based investment approach focuses on balancing growth potential with appropriate risk management for your stage of life.
- Healthcare Planning: We integrate healthcare considerations—including Medicare, long-term care, and unexpected medical expenses—into your financial plan.
- Legacy Planning: We help you articulate and implement your wishes for supporting loved ones and causes important to you.
Our Team of Specialists
Our multidisciplinary team brings together expertise from diverse financial backgrounds:
Advisory Leadership
- Elizabeth Winters, CFP®, Founder and CEO
- James Chen, CFA, Chief Investment Officer
- Diana Rodriguez, ChFC®, Director of Financial Planning
Specialized Planning
- Robert Nolan, CPA, Tax Planning Specialist
- Susan Kim, RICP®, Retirement Income Specialist
- Michael Okonkwo, J.D., Estate Planning Coordinator
Client Support
- A dedicated team of financial analysts, client service specialists, and administrative professionals who ensure every aspect of your experience exceeds expectations
Our Credentials
Confident Retirement Journey maintains the highest standards of professional excellence:
- All advisors hold advanced financial certifications requiring rigorous education and ongoing professional development
- Our firm adheres to fiduciary standards, legally obligating us to act in your best interest
- We maintain independence from financial product providers, ensuring objective advice
- Our planning processes undergo regular review by an independent quality assurance committee
Our Client Commitment
When you work with Confident Retirement Journey, you can expect:
Personalized Attention: We limit our client-to-advisor ratio to ensure you receive the focused attention your retirement planning deserves.
Transparency: Clear, straightforward communication about our recommendations, fees, and potential conflicts of interest is fundamental to our practice.
Continuous Education: We provide resources and guidance that empower you to make informed decisions about your financial future.
Proactive Management: Regular plan reviews and adjustments ensure your retirement strategy evolves with changing markets, regulations, and personal circumstances.
Comprehensive Coordination: We collaborate with your other professional advisors—including attorneys, accountants, and insurance specialists—to ensure alignment of all aspects of your financial life.
Recognition and Community Involvement
Confident Retirement Journey is honored to have been recognized for excellence:
- Named to Financial Advisor Magazine’s Top RIA Firms for five consecutive years
- Recognized by Investopedia as a Top Financial Advisory Firm
- Awarded the Better Business Bureau’s Torch Award for Ethics
We believe in giving back to the communities we serve through:
- Our annual Financial Literacy Scholarship Fund
- Volunteer financial coaching for community organizations
- Pro bono retirement planning services for underserved populations
Begin Your Confident Retirement Journey
Your retirement represents decades of hard work and dedication. We invite you to experience the peace of mind that comes from working with a team exclusively focused on helping you achieve the retirement you envision.
Contact us today to schedule a complimentary retirement readiness consultation and discover how we can help you build a confident retirement journey.